5 min readApr 6, 2021

HODLNAUT: Another Way to Earn Interest

My audience will be surprised to see me writing about something other than an actual cryptocurrency or DeFi token. While browsing Twitter and researching platforms to earn interest on with my Bitcoin, I stumbled across a new, growing, and competitive platform that looks to rival BlockFi. Hodlnaut, based in Singapore, is extending interest yielding opportunities to the Asian markets while also offering their services to other nations where cryptocurrency is legal and regulated.

A statement sent to me by a representative reads, “Hodlnaut is the leading cryptocurrency borrowing and lending platform based in Singapore whose mission is to provide financial services to cryptocurrency users. The platform currently has over 100 million USD of digital assets under management and is growing at an average of 20% month-to-month.” Hodlnaut is a certified Fintech company in Singapore, an accreditation handed out by the Singapore Fintech Association (SFA) and recognized by the Monetary Authority of Singapore. After filing for regulatory compliance, Hodlnaut is poised to become the first regulated entity in the crypto borrowing and lending niche, based out of Singapore by applying for a license application under the Payment Services Act 2019.

When accessing, its potential to become a significant asset management platform is quite apparent. Already boasting over USD 250,000,000 in digital assets, Hodlnaut is a newer but established management platform. It already has over 2,000+ users and five different cryptocurrency assets you can deposit. Currently, accepted assets include Bitcoin, Ethereum, USDC, USDT, and DAI. Interest is accumulated daily, with payouts being sent to lenders every Monday.

Signing up for the platform was easy and efficient. The UI for Hodlnaut is easy to navigate and organized in a way that makes sense and allows users to see the growth of their portfolio in real-time, as seen in the screenshot above. To demonstrate how easy the platform is to navigate, users can take advantage of the “Demo Mode” available on the site to review the platform for themselves. You can also view your overall balance, with breakdowns of pending returns on each asset as seen below.

In addition, users can track transaction history with Hodlnaut’s readily available display. All three bits of tracking information can be seen concurrently on the same page on the site, making it a one-stop-shop for those who want to monitor their portfolios without clicking multiple links. Being a company that follows regulatory finance laws in the platform’s home country of Singapore, it follows strict KYC (Know Your Customer) and AML (Anti-Money Laundering) verification requirements.

As far as the KYC and AML processes go, it is comparable to BlockFi. The platform verifies your email, phone number, and identity (the list of accepted documents requested and accepted for KYC are government issues ID’S like a passport or Driver’s license, along with any type of bill or statement that verifies name and billing address). I was approved and able to deposit cryptocurrency assets into the platform in under an hour. If anyone reading this has used Binance.US or Kraken, you know how long this process can take at times. I was very impressed with the verification turnover since the company is relatively new and still building its clientele.

The company also boasts an impressive partnership with Nexus Mutual, where up to $27,000,000 can be insured. Users can pay a premium to insure their assets that are in cold storage at 2.6% annually. This allows users to rest easy knowing their funds are secured even further.

Investors are flocking to support Hodlnaut as well. Antler Co., a venture capitalist firm specializing in building new, innovative startups, has devoted capital to growing the Hodlnaut platform. Other backers and supporters of Hodlnaut include Three Arrows Capital, Sparrow, Singapore Management University, and BitGo.

The company has also hired Crowe Singapore, an independent company that verified Hodlauts digital holdings, who confirmed that the platform is handling $106,071,264.86 as of 3/2/21. It’s refreshing to see so many local companies and other VC firms investing and bringing light to this platform. It adds legitimacy, transparency and adds to the integrity of those involved in the companies inner workings.

Hodlnaut is not only the leading lending and borrowing platform in Singapore but in all of Asia. As the company continues to grow and expand its services, the opportunities to earn interest on your idle cryptocurrency are only the beginning. With cryptocurrency being quickly adopted and utilized in the mainstream financial sector, and the world economy, earning as much crypto as you can would be beneficial for obvious reasons. Mass adoption in regards to cryptocurrency and its problem-solving capabilities is also just beginning and the ceiling for crypto enthusiasts and holders is as high as it has ever been. The time is now to become a Hodlnaut!

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(I write articles, reviews, and Litepapers for legitimate, interesting, up and coming cryptocurrency projects. Feel free to PM me to review your project. Thank you!)

Disclaimer: This is not financial advice. The sole purpose of this post/article is to provide and create and informative and educated discussion regarding the project in question. Invest at your own risk


Freelance Writer, Content Creator, Registered Nurse, Cryptocurrency Trader and Enthusiast.